Making a house your home

Making a house your home

Our mortgages have been designed around our member’s needs.

Whether you’re a first-time buyer, upgrading or downsizing, or simply looking for a better deal, we've got the right product for you.

Taking a mortgage with Glasgow Credit Union is different from a typical bank or building society. We’re not directly impacted by changes to the Bank of England base rate meaning our rates are based on what provides the best value for our members.

A mortgage to suit everyone

First-time buyers

Take your first steps onto the property ladder.

We offer a variety of fixed-rate mortgages to suit first-time buyers.

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Moving home

Move into your dream home with us

Even if your existing mortgage is with another lender, we have a range of fixed rate deals to suit your budget.

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Think you could save some money on your mortgage?

We can help you find a better deal.

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Why choose a Glasgow Credit Union mortgage?

We've helped hundreds of members with their mortgage needs.

All mortgages are subject to status and meeting our lending criteria, which will include an affordability and  credit assessment.

Our friendly and knowledgeable mortgage advisors will be with you each step of the way through your mortgage application and remain on hand after you move in to help with any questions you may have. 


  • Exclusive member rates

    As we don’t borrow from other lenders, we aren’t directly impacted by Bank of England base rates. Our rates are based on the credit union’s Standard Variable interest rate.

  • A people-first approach

    Getting a mortgage can be daunting - but our friendly team of experts are here to help. We take a full overview of your personal circumstances before making a decision on your application.

  • End-to-end support

    From a Decision in Principle to handing over the keys and beyond, one of our mortgage advisers will be with you every step of the way.

  • No hidden costs

    We don’t charge a set-up payment and our transparent fee structure means there are no financial surprises throughout the process.

How much can I borrow?

How much can I borrow?

Find out how much we could lend you with our simple to use calculator. 

This will tell you the maximum we could lend you based on your income and give you an illustration of monthly mortgage repayments based on our current product range. 

Mortgage calculator

Existing mortgage with us?

Coming to the end of your mortgage promotional period and want to stay with Glasgow Credit Union?

As a valued member, use our mortgage calculator to find a new product to suit your needs.

Looking for a mortgage?

You must be a member to have a mortgage. However, you can use our mortgage calculator to check out our various mortgage products and find out how much you can borrow.

Answering your mortgage questions