Borrow More

Borrow More

If you ever need to borrow more from us, we have two options. Whichever option you choose, you will not need to repay your existing loan before you apply.

You can get a new loan that repays your existing loan and gives you the extra money you need. You will have one new loan with new repayment terms. 

In some cases, it may be possible to take a second loan which means you'll have a new loan repayment in addition to your existing loan repayment. 

The maximum you can borrow is £25,000 across all our unsecured loan products. 

You can apply in app or online and once logged in, you can see what options are most cost effective for your needs. 

Additional Borrowing

How much do you want to borrow? Remember, the maximum you can borrow is £25,000 and you should include the balance of your existing loan if you want to add this to your new loan.

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Loan amount

£10000

APR

Loan term Monthly repayment Total repayment
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Loans are only available to qualifying members aged 18 and over and you must save at least £10 a month in addition to your loan repayment. All loans are subject to you meeting our lending criteria and other terms and conditions apply.

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Why borrow with us?

Borrowing from us is easy. You can apply via our handy mobile app or on our website. 

If approved, we'll pay your loan into your nominated bank account and you'll make your repayments via your regular credit union Direct Debit or Salary Deduction. 

Loans are subject to status and meeting our lending criteria. You must also remain a member throughout the term of your loan and save £10 to your Regular Savings account each month. 

If you have difficulty repaying your loan, contact us to discuss your options.

  • Flexible loan amounts

    Depending on your loan requirements and eligibility, borrow from £500 - £25,000.

  • Competitive Interest rates

    Transparent and competitive market rates, which won’t increase after application.

  • No early repayment fees

    If you wish to pay off your loan early, you won’t be charged early repayment fees.

  • Fixed Repayments

    Choose your loan repayment over a flexible term.

Frequently asked questions