Borrow More

Borrow More

If you ever need to borrow more from us, we have two options. Whichever option you choose, you will not need to repay your existing loan before you apply.

You can get a new loan that repays your existing loan and gives you the extra money you need. You will have one new loan with new repayment terms. 

In some cases, it may be possible to take a second loan which means you'll have a new loan repayment in addition to your existing loan repayment. 

The maximum you can borrow is £25,000 across all our unsecured loan products. 

You can apply in app or online and once logged in, you can see what options are most cost effective for your needs. 

Additional Borrowing

How much do you want to borrow? Remember, the maximum you can borrow is £25,000 and you should include the balance of your existing loan if you want to add this to your new loan.

Please enter an amount


Loan amount



Loan term Monthly repayment Total repayment
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Loans are only available to qualifying members aged 18 and over and you must save at least £10 a month in addition to your loan repayment. All loans are subject to you meeting our lending criteria and other terms and conditions apply.

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Why borrow with us?

Our loans are exclusively available for our members. You must be aged 18 and over and save a minimum of £10 per month to your Member Savings in addition to your loan repayment. 

Benefits of borrowing with us include competitive interest rates, no repayment fees and fixed repayment structure. 

All of our loans are subject to status and meeting our lending criteria, and in some cases, we may need you to provide us with more information so we can make a decision.

If you have difficulty repaying your loan, our Financial Wellbeing Hub explains some of the options available to you.

  • Flexible loan amounts

    Depending on your requirements, borrow between £500 and £25,000. Eligibility criteria applies.

  • Competitive interest rates

    We offer transparent and competitive market rates, which won’t increase after application.

  • Fixed repayment structure.

    Choose your loan repayments over a flexible term

  • No early repayment fees

    If you wish to pay off your loan early, you won’t be charged early repayment fees.

Frequently asked questions