Take control of your finances
Take control of your finances
Savings, loans and mortgages all in one place from a financial mutual owned by members.
Save and borrow with one single contribution direct from salary or by Direct Debt.
Become a member today if you live or work in the west of Scotland.
We can help you achieve your goals
Savings
Whether your saving for a purpose or just a rainy day, we have the right account for you.
Watch your savings grow with regular savings contributions or save tax-free with our Cash ISA. The choice is yours.
Each savings account benefits from the credit union's success with annual Dividend payments.
Loans
Affordable loans designed exclusively for members. Borrow from £500 to £25,000 for any purpose.
Upgrade your car, make home improvements, take that dream holiday or consolidate your existing borrowing in to one manageable repayment - our loans can help achieve your goals.
Mortgages
Whether you’re looking to buy your first home, remortgaging or are thinking about moving, our flexible products and team of helpful advisors makes the process easy.
Proudly serving our members since 1989
Proudly serving our members since 1989
How to become a member
Apply for membership
Decide how much you want to save. You can save by Direct Debit or Salary Deduction if you work for one of our Employer Partners.
Once you know how much want to save, simply complete our quick online application form.
How to become a member
Get logged in
We'll confirm your membership by email within 5 minutes. You can then log in to our mobile app straight away to browse our range of products including loans and mortgages.
How to become a member
Activate your account
We'll post a confirmation code to your home address. Once you receive this, follow the instructions to enter the code online then you're all set.
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Employer Partner Programme
Employer Partner Programme
We've over 100 Employer Partners offering their staff the opportunity to access our exclusive member-only products as a unique employee benefit.
Part of our free Employer Partner programme allows you to help your staff save direct from salary each payday.
Improve productivity by helping your employees build a secure financial future.
Your questions answered
Helpful tips on money matters
Help the environment and your pocket
Little changes every day make a big difference. Check out our handy tips on how to reduce not only your carbon footprint, but your energy bills too.
Tips when buying a new car
Finding the perfect set of wheels can be time consuming. We've put together some tips to help get you started.
Hot savings in cold weather
Winter can be an expensive time of year. Read our handy guide on how to cut costs, even when the temperature drops.
Top tips to reduce spending
Boost your budget by reducing your outgoings with these handy tips.
Holiday saving tips
We’ve pulled together our top tips on ways to save money on your next holiday… whenever that may be!
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We’ve compiled our handy step by step guide to keep your finances on track.
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This free budget planner is an excellent tool to help you take control of your money.
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Seasonal plan for your money
Give your finances an overhaul with the help of our seasonal guide.
First time buyers checklist
It’s the biggest purchase most of us will ever make so understanding the ins and outs of the first time buyer market is essential. Check out our top tips in our handy guide.
Mortgage Jargon Buster
Our mortgage jargon buster is a helpful A to Z of mortgage terms to help you get to grips with the jargon of buying and selling.